Who We Are As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. This is the broad job description of the job profile. Definitive job description should be reviewed and discussed between you and your manager. Credit Policy Manager What you do Develop, implement, and maintain consumer credit policies and strategies to manage credit risk across consumer financing products. Monitor portfolio performance and recommend policy adjustments to optimize risk-reward trade-offs and pre-empt any potential broadening of credit deterioration. Collaborate with portfolio analytics and product teams to design and support credit strategies initiative. Ensure compliance with regulatory requirements and internal risk frameworks. Conduct regular reviews of credit policy effectiveness and ensure all relevant credit policies guidelines & manuals are updated timely and accurately. Preparation of credit risk updates to stakeholders including local management, Group office and regulators where required. To actively participate in and manage credit risk related projects. Who you are At least 3-5 years of relevant credit underwriting / policy experience. Possess a recognized Degree in Business Administration, Economics, Banking, Finance or related disciplines. Good analytical, written, interpersonal and communication skills. Good communication and interpersonal skills Possess processional credit certification would be an added advantage. Who we are As Singapore&aposs longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we&aposre on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia&aposs leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. What we offer Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers. What We Offer Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers. Show more Show less