Credit Analyst, Corporate Banking
UOB
- Kuala Lumpur
- Permanent
- Full-time
- Prepare internal credit ratings and conduct credit reviews for corporate clients, ensuring adherence to the Bank's policies, credit principles, lending direction and guidelines.
- Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
- Work with Corporate Banking coverage team to support all related credit analysis matter.
- Interact with the client including onsite client visit/factory visit on needed base, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
- Degree in Business/Accounting/Finance/Economics or related field
- At least 4-6 years of relevant working experience
- Up to date with legal, compliance and market risk related issues
- Strong analytical skills with good grasp of financial analysis
- Ability to analyze cash flows, leverage, collateral and customer strength
- Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
- Presentable, dynamic, dedicated, self-driven and highly motivated
- Ability to understand risk drivers of the Corporate Banking market
- Sound judgement