VP1, Credit Analyst - Corporate Banking

United Overseas Bank (Malaysia) Bhd

  • Kuala Lumpur
  • Permanent
  • Full-time
  • 1 month ago
Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies (small medium enterprises), large corporations, financial institutions as well as multinational corporations. Our coverage teams work in full alignment with specialised teams across Transaction Banking, Investment Banking, Global Markets and Group Retail to deliver seamless solutions to our clients. Job Responsibilities Primary responsibility is to perform annual review, incremental and new to Bank proposals for Large Corporates and Multinational Corporates portfolio from origination to obtaining credit approvals. Perform ratings of borrowers and corporate guarantors as part of credit preparation work and financial analysis of borrowers. Perform due diligence for the portfolio to identify , escalate and manage emerging risks in the portfolio of borrowers including joint calls or site visits with Coverage teams. Ensure the portfolio of borrowers are compliant with internal policies, covenants, terms and conditions imposed and procedures as well as regulatory requirements. Prepare and participate in internal, external, or regulatory audits, reporting, survey and any other involvement pertaining to the portfolio. Participate in projects, initiatives to streamline and improve process for Service Excellence. Continuously stay informed of best practices, markets and industry trends when engaging with all stakeholders. Job Requirements Degree in Business/Accounting/Finance/Economics or related field. Minimum of 10 years prior experience with Large Corporate borrowers / segments with deep understanding in product offerings spanning across trade supply chain management, conventional trade, cash management, Islamic products, lending products, capital markets / treasury products and securitization products preferred. Proven and progressive related lending / credit experience or equivalent in product experience (Trade Supply Chain and Conventional Trade specifically). Experience with comprehensive knowledge of Large Corporate Segment business including related products, pertinent regulations and the lending and credit approval processes including but not limited to FRM-GRM relationship structures. Consistently demonstrate clear and concise written and verbal communication to colleagues and borrowers. Demonstrates presentation, planning, organizational and analytical skills to all stake holders. Strong analytical skills with in depth understanding of financial statements, credit reports and risk assessment methodologies. Attention to detail and meticulous in evaluating financial data and identifying potential risks. Able to work independently to make sound judgement and recommendations with effective time management juggling multiple tasks efficiently to meet tight deadlines. Foster good relationships with clients, colleagues and industry contacts to gather insights and information. Be a part of UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a difference. Competencies 1. Strategise 2. Engage 3. Execute 4. Develop 5. Skills 6. Experience

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