Senior Manager/ Manager, Credit Evaluation Department

  • Kuala Lumpur
  • Permanent
  • Full-time
  • 1 month ago
Job Responsibilities Conduct comprehensive and timely credit risk assessment for SME and Corporate applications, providing credit risk mitigation and recommendations to enable credit decision-makers to formulate a well-informed decision, with the objective of satisfying borrowers' needs and protecting the Bank&aposs asset quality. Ensure compliance of the Bank&aposs credit policies, applicable rules and regulations, guidelines & procedures while maintaining a balance in promoting profitable business growth and preserving asset quality. Respond promptly to requests from Lending Units/ Branches within the agreed turnaround time. Work closely with Lending Units/ Branches to identify and mitigate credit risks. Act as a key reference point for credit related matters and provide guidance on credit structuring and risk mitigation where necessary. Provide coaching and guidance to Lending Units/Branches periodically to enhance credit quality and risk awareness. Provide support on matters related to Bank's credit and risk management infrastructure, including policy updates, process improvements and systems enhancements. Perform any other duties as assigned by Head of Credit Evaluation Department and/or Senior Management. Job Requirements At least a Bachelor degree in finance, banking, accounting or equivalent from a reputable university. Possesses the professional credit certifications such as PCC, CCE, BCP or equivalent will be an added advantage. Minimum of 5-8 years of banking/ financial institution experience in credit analysis or loan origination. Strong credit analytical skills and business acumen. Well-versed in relevant banking rules and regulations/ guidelines. Good interpersonal and communication skills, with the ability to interact with all levels of staff and Senior Management. Able to work independently with minimum supervision and strives to meet deadlines. Proficiency in Microsoft Office applications including Word, Excel and PowerPoint. Language proficiency in English, Chinese/ Mandarin and Bahasa Melayu (both verbal and written) is preferred. Show more Show less

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