Job Purpose Lead/ conduct evaluation of the Bank's credit risk management arrangement and assess effectiveness/ efficiency of system of internal controls of the business/ operations (credit related areas). To provide value added recommendations and any process improvement that need management attention. Job Descriptions Assist the Head Independent Credit Review in ensuring that the approved ICR Plans and other ad-hoc assignments are carried out and completed. Assist the Head Independent Credit Review in the risks assessment and development of ICR Plans to be carried out on a yearly basis. Assist the Head Independent Credit Review in reviewing and providing feedback on policies and procedures and other consultancy services requested by the Management. To perform and guide/train the team members to discharge duties and responsibilities as delegated and ensure that the tasks assigned are completed within the timeframe allocated. Ensure that all operational lapses and weaknesses are raised for management&aposs information and consideration for the next course of actions. Assist the Head Independent Credit Review in monitoring staff's performance and other administrative work assigned. Ensure proper planning, risk assessment, audit programme and checklist is prepared and briefing is done with all team members and Head, prior to audit assignment. Ensure opening meeting and exit meeting is conducted with auditees, to brief on the ICR scope and approach and discuss on overall ICR findings and recommendations Ensure that the evaluation of findings and recommendations are conducted by reviewing the Team Leaders/Team Members' working papers to ensure that the ICR findings raised are based on sufficient factual evidence, appropriate, logical and valid for discussion with the line management. Ensure that the ICR reports are prepared and submitted to the Head Independent Credit Review within the reasonable timeframe for review prior issuance of the final ICR report to the Board Audit Committee and relevant management personnel. Present ICR report to the Board Audit Committee when required. Assess, evaluate and examine the audit results and subsequently, assess the overall internal controls of the auditees by providing recommended audit rating on the internal controls of the auditees. Identify relevant training programme for team leaders/team members for further recommendation by the Head Independent Credit Review. Provide knowledge sharing session to team leader/team members. Qualifications, Experience & Skills Skills Sound understanding in credit, Islamic banking operations and internal control framework Strong thought process, inquisitive, analytical, possess critical thinking, good communication and report writing skills People management Knowledge Sound understanding in credit and Islamic banking operations. Sound understanding and grasp of 'risk-based' credit review and/or credit audit experience Sound knowledge in the Bank Negara Malaysia Guidelines for adoption of industry best practice Qualification Bachelor's Degree or equivalent Preferably with AICB's Professional Credit Certification (i.e. PCC)/ BCP/ CCP/ CB/ CBA More than 10 years in credit review/audit works 5 years as Team Leader/ Managerial functions Show more Show less