Associate, Credit Analysis Unit
- Kuala Lumpur
- Permanent
- Full-time
- Responsible for the risk and financial analysis and preparation of credit proposals in partnership with the Relationship Manager/Global Relationship Manager (RM/GRM). Primary focus is to support Corporate & Institutional Banking with a quality and efficient platform to grow its business and mitigate credit risks.
- Scope will include coverage across all industries of Corporate & Institutional Banking names. Product range will include traditional loan, non-traditional transaction financing, trade products, derivatives, acquisition financing and others;
- Provide an interactive interface with Credit Risk Management (CRM) to facilitate faster turnaround in the processing and approval of credit proposals;
- Achieve the objective of global relationship management
- Provide credit support to the RM/GRM of Corporate & Institutional Banking;
- Ensure good quality credit submission with wholesome analysis and understanding;
- Nurture capability to handle complex credit supported by researched risk mitigations
- Preserve good asset quality through regular reviews and taking pre-emptive measures responding to industry developments;
- Provide value-add and strategic input steering the Bank’s asset book through industry and business analytics.
- Minimum of 5 years of corporate/global banking experience, with at least 2 years at executive level;
- Possess strong analytical skills;
- Good understanding of financial statements and analysis;
- Strong written and oral English communication skills;
- Team player with good interpersonal skills;
- CCP (Certified Credit Professional) accreditation an added advantage;
- Knowledge in trade services and treasury/debt capital market is essential.