Sr Executive - Personal Financial Services (Auto Loan Sales)
Malaysia
Permanent
Full-time
8 days ago
If you are looking to excel and make a difference, take a closer look at us Job Description Functional Meet sales target by securing new quality loans in line with Management decision on the portfolio mix of products and customers Maintain good business relationship with internal and external stakeholders Ensure documents for loan application received from dealer / customer are in accordance to guidelines requirement Ensure authentication of identification, income and vehicle documents Ensure consent is given by customer before proceeding further on the loan applications Interview applicant and conduct thorough KYC Perform data entry in LOAD$ system and ensure data keyed in is complete and accurate Perform CTOS enquiry Perform credit recommendation or write up to the loan application Constantly update dealers on the status of cases submitted on a daily basis Ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP Agreement and other related documents Serve Product Disclosure Sheet (PDS) and brief customer on the content of HP Agreement and witness the executive of the Agreement compliance Investigate and follow up on cases that have been delayed for approval and disbursement Prepare proposal for panel dealership and other facilities applied by panel dealers Conduct site visits when required Additional responsibility on ad hoc duties as assigned by Management at all times. Managerial Act as a buddy to new joiners and assist / provide guidance as when needed. Organizational Develop and manage the relationships with car dealers Cross-sell efforts to provide referrals and leads for Hong Leong Group of companies Adhere to department Standard Operating Procedures (SOP) in complying with audit, compliance and regulatory guidelines. Do you have what it takes We are currently looking for talents who have :- Malaysia Citizen Candidate must possess at least a SPM/'O' Level, Higher Secondary/STPM/'A' Level/Pre-U, Diploma, Advanced/Higher/Graduate Diploma, Business Studies/Administration/Management, Commerce, Marketing or equivalent Good verbal and written communication skills in both English and Bahasa Malaysia Good communication and interpersonal skills to build business relationships with customers and car dealers Applicants must have own transport Strong selling and negotiation skills Excellent in adaptability & execution skills Fresh graduates or with minimum 1 year of working experience in Banking or Auto industry.