Create your future with Affin! You too can make a difference. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don't just stay at the forefront of the industry - you can make a difference too. Job Responsibilities Product Development and Program Structuring Develop new business products and review/enhance existing products to be tailored to the current market 's needs, in line with the Shariah requirements and in compliance with the product/program origination process in developing, reviewing or enhancing new or existing products/programs. Strategize and structuring new SME Programs, targeted to specific target market. Conduct market comparison to establish more innovative and attractive products or programs for the customers. Prepare Product Program and other related proposal papers of new/enhanced product to Shariah Committee, Group Management Committee Products (GMC Products), Group Management Credit Committee (GMCC), BNM and other regulatory authorities (if any) for approval purposes. Conduct product briefing to all related parties/users prior to product launch. To gather feedback on the customer's acceptance/perception on the launched products and services. Monitor product lifecycle and to ensure it is in line with internal and external guidelines e.g. BNM's guideline, Credit Risk Circulars, etc. Documentation Prepare /Update documents related to the products such as Product Manual, Product Disclosure Sheet (PDS) and related documents accordingly. Prepare marketing and training materials for training purposes. System Prepare User Specification Form (USF) for the developed/enhanced products. Liaise with IT team on the proposed products. Verify the outcomes of the system development that has been implemented and testing for newly approved or enhanced products. General Undertake and execute any other ad-hoc assignments given by immediate superior, Head or Management from time to time. Job Requirements Possess recognized bachelor's degree, Post Graduate Diploma, Professional degrees in Islamic Finance, Banking, Management or other relevant fields. At least 5 years working experience in the banking industry with minimum of 5-year involvement in business product development. Strong analytical skills Good communication, problem solving and management skills Self-motivated resourceful and result oriented Software skills: MS Office applications