Credit Review Officer

• Verify that Credit Reviews (CRs) are approved in accordance with the Credit Policy’s Lending Authority Limits
• Verify Next Review Date, Loan Classification and perform update(s) where necessary.
• Verify CR terms & conditions (T&Cs) & perform loan and security docs check.
• Verify structural fields of facilities, collateral data quality (i.e., security values etc.), charge and perform system maintenance.
• Verify and perform tracking(s) to trigger Relationship Manager’s action and compliance:

• Monitor and track collateral expiry dates where applicable
• Liaise with SG Doc Team and Relationship Manager etc. to ensure the completeness of CR Check
• Ensure conditions of approvals are met, documentation is in compliance with terms of approval and bank’s policies prior to implementation of facilities
• Adhere to documented procedures, control guidelines and compliance framework
• Ensure covenants, exceptions are logged, monitored, and followed through
• Attend to business partners’ queries and requests timely
• To co-ordinate, escalate and follow up with internal parties on issues for resolutions/approvals.
• Contribute to process improvements to enhance productivity and improve service
• To participate in project initiatives and assignments.

• Diploma or Degree in Business Administration, Finance, MIS or related area preferred.
• Has at least 2 years’ experience (preferable experience with Banking industry)
• Pleasant disposition with good interpersonal and communication skills to interact effectively at all levels
• Ability to work under pressure
• Able to work independently with minimal supervision and must be a team worker with the ability to demonstrate good teamwork amongst staff
• Self-motivated, dedicated, commitment and result oriented, to complete all tasks assigned within SLA with zero defect.
• Willing to work longer hours, when required
• Possess a positive attitude, initiative, and good sense of responsibility.
• Able to take any tasks assigned by Dept Head from time to time.
• Flexible to be transferred to any unit/section when necessary and
• Familiar with Microsoft Software applications especially in Words, Excel
• Able to work according to Singapore working calendar
• Willing to work beyond standard working hours when required

OCBC Bank