Senior Manager - Credit Score Modelling & Management (Credit Control Group)
AEON
- Subang Jaya, Selangor
- Permanent
- Full-time
- Develop and implement an effective credit score model or scheme for customers and maximize the company’s profitability and value in the market.
- Evaluate, implement, and monitor internal and external credit scoring models and/or financial forecasting models using both traditional and other advanced predictive technologies, segmentation, and optimization tools in strategy development.
- Develop and maintain user requirements, parameters, and configurations of rating system for different customer segments.
- Research and implementation of effective use of AI solutions.
- Identify data trends via deep data analytics and summarize key findings for Score Card Improvement.
- Research and study, introduce and verify new function of next generation innovative operation.
- Monitor, evaluate, and improve Score card and rule engine management from profitability point of view.
- Manage and monitor overall profitability by customer and merchant level.
- Minimum 10 years relevant working experience preferably in banking / financial institutions with at least 5 years management exposure.
- Result-oriented with an ability to develop and grow the department through intensive monitoring and mentoring.
- Strong analytical skills in credit risk assessment and credit score modeling.
- Proficient in SQL, Python/R, Data Mining (Feature engineering), MLOPS (Model Deployment & Maintenance), understanding on ML algorithm, AWS Cloud services (preferred but experience on other cloud services is acceptable).
- Good written and communication skills, analytical minded with a sense of accuracy.
- Applicants should be Malaysian citizens or hold relevant residence status.
- Proficiency in data analysis and business management software.
- Excellent Leadership characteristic and interpersonal skills
- Exceptional analytical and problem-solving abilities.
- Excellent organizational and time-management skills.