Senior Credit Risk Manager - Enterprise Banking
- Malaysia
- Permanent
- Full-time
As a Credit Risk Management Specialist at OCBC, you'll play a critical role in ensuring the bank's lending activities are secure and sustainable. You'll work closely with stakeholders to identify and mitigate credit risks, making a tangible impact on the bank's bottom line. It's a challenging yet rewarding role that requires a unique blend of analytical and interpersonal skills.How you succeed
To excel in this role, you'll need to stay ahead of the curve, anticipating and responding to changes in the market and the economy. You'll work collaboratively with cross-functional teams to develop and implement effective credit risk management strategies, leveraging data and insights to inform your decisions. Your ability to balance risk and reward will be crucial in driving business growth while maintaining a strong risk profile.What you do
- Provide credit decisions and approvals within authorized lending authority limits.
- Conduct credit reviews and manage temporary excesses and transaction exceptions.
- Engage with business units to identify potential opportunities including joint calls & site visits if necessary.
- Collaborate with business units to timely identify issues and early warning signs, ensure appropriate credit classification, initiate risk mitigating actions for deteriorating credits.
- Collaborate with business units to perform targeted portfolio scans or reviews in response to adverse events/developments and formulate action plans to minimize/manage identified risks.
- Define, review and enhance Target Market and Risk Acceptance Criteria.
Lead or undertake ad hoc tasks/projects as requiredWho you are
- A recognized Degree or equivalent, such as in Accounting/ Finance/ Commerce/ Economics/ Business
- Minimum 15 years of experience in credit assessment /approval in credit risk or front line covering commercial credits.
- Able to work under pressure with tight turnaround time.
- Agile in undertaking other credit-related matters apart from the typical credit assessment/approval tasks.
- Possess strong analytical, writing and interpersonal skills.Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.What we offer:Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.