Job Responsibilities Approving of credit proposals within the delegated approving authority i To ensure compliance of credit policies, risk acceptance criteria, credit underwriting standards, BNM requirement and any other relevant regulatory/governance. To provide independent and prudent credit evaluation. Manage underwriting activities of the team to meet turnaround time (TAT). Managing the continuous flow of information and feedback to Business Unit and credit underwriter on appropriateness of lending situations, packaging of facilities, advising on skill gaps, timely reviews and credit decisions based on latest approved cases by relevant approving authority. Execute/encourage team work, open communication/feedback, coaching and mentoring. Facilitate necessary training (if necessary) for related credit areas. Skills Leadership/Team building/Planning/Organization. Delegation/Monitoring/Coaching. Time management/Credit assessment. Problem solving/Decision making/Analytical tracking. Job knowledge/skills. Communication/Interaction Knowledge Knowledge on effective management methodologies and strategies. Strong business sense and competitive awareness as well as sensitivity to business issues in relation to credit proposals. Fully understand the internal/external guidelines. Degree or professional qualification such as CCP IBBM or any related discipline. Experience > 10 years credit experience in a Financial Institution of which minimum 5 years in sales/credit evaluation and/or 3 years in approval. With sound credit analytical skill. Able to lead, coach and supervise team member effectively. Matured and result orientated. Show more Show less