Associate, HRCU

• act as a supporting i3 investigator to assist in given projects to ascertain if existing client relationships (direct and/or correspondent banking exposure) expose the bank to financial crime risks. Key responsibilities include, searching for adverse media, checking for existing relationships, conducting transactions reviews and analyses, and assisting in the communication of findings to Stakeholders.
• support HRCU Sensitive Client activities to identify and oversee the management of Asia Sensitive Clients and to proactively challenge the business in their assessment of client risk and the implementation of controls during the lifetime of the Sensitive classification. The role will also involve support to ensure administrative tasks associated with the oversight of Asia Sensitive Clients is maintained and completed to a high and compliant standard.

• Support HRCU i3 and GPSCU teams in given projects by offering deep and complex analyses.
• Analysis to include

• Open source and adverse media search
• Creation of the running lists containing individuals and entities of interest
• Collection of all available information from internal and external systems regarding subject of concern
• Collection and analysis of prior alerts, case dispositions and escalations
• Relationship identification activities
• Transaction exposure review through FCC Explorer checks - transactions explorer
• Drafting Requests for Information, Intelligence Alerts, and other related documents
• Undertake CDD platform and offline reviews of clients escalated to GPSCU for review
• Engage Business teams to elicit client relationship information and, in support of Sensitive Client case managers, make informed judgements on the risks presented by such relationships.

• Active participation in Projects assigned by Stakeholders / Manager, share ideas and possible improvements with minimal supervision from the Team Lead or Stakeholders.
• Cooperate with i3 Lead Investigators and Case Reviewers in Key or Significant cases and support each step of the Investigation, when needed
• Perform media trawls to identify serious adverse news related to Money laundering, Terrorist Financing, Terrorism, Corruption, Insider Trading, Politically Exposed Persons, Sanctioned entities etc
• Identify, analyse and document i3 investigations and GPSCU casework with focus on confirmed risk events, money laundering and terrorist financing exposures, sanctions risk, political exposure, litigation checks, regulatory and enforcement actions, bankruptcy checks, internal and external watchlists and FCC internal risk events
• Building instrumental relationships with HRCU stakeholders. Communicate openly and flag any potential issues
• Build instrumental relationships with other peer members of wider-HRCU
• Take independent and proactive approaches when facing problems / issues
• Follow the approved DOIs and Manuals and understand duties and responsibilities
• Seek clarification or escalate issues to team lead in a timely manner
• Interpretation and Application of relevant AML Laws and Regulations
• Generate casework ideas that create value and suggest improvements to processes and procedures

• Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
• Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
• Collaborate with training teams to input to training curriculum to support closing of capability gaps.

• Apply Group, FCC and HRCU policies and processes (AML surveillance, client screening, risk assessment) to manage risks.
• Make recommendations (and/or implement) to relevant stakeholders on possible risk management responses to identified risks and/or findings of concerns from investigations.
• Assess risks arising from products / segments / geographies / customers / transactions.
• Identify intelligence for typology studies and risk mitigation plans.
• Identify financial crime risk indicators through various internal systems and advise relevant stakeholders on outcomes of AML, Sanctions and ABC risks identification and assessment methodologies.
• Provide intelligence (to internal forums) on specific clients, client-types and emerging risk typologies

• Ensure timely reporting and escalation of significant issues to management.
• Establish and develop effective working relationships within the unit.
• Attend relevant team meetings.
• Propose control improvements, enhancements and simplifications where appropriate

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Embed Here for good and Group's brand and values in Group i3.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

• Head, HRCU i3 and GPSCU,
• Head, HRCU Intelligence and Investigations Unit
• HRCU Team Leads
• Senior FCC Management
• Segment Business Teams

• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

• Bachelor’s Degree in relevant field

• Relevant experience in a bank, regulatory, financial services, compliance, legal or audit function with a financial crime related focus.
• Professionally qualified - Preferably Graduate or Postgraduate in a numerate or research discipline. CAMS / ICA certification is an advantage.
• Have an advanced knowledge of the Group, the Policies, Procedures and Standards relating to Financial Crime Compliance, as well as knowledge of the major regulations and legislation on AML/CTF and sanctions.
• Strong analytical experience working with large data sets to identify trends, patterns and typologies.
• Interest in geo-political affairs
• Proactive and creative thinker, with the ability to adapt to different requirements and to spot patterns.

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental / maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Standard Chartered