Product Manager

• Define and drive the product vision, strategy, and roadmap for Carsome Capital's lending products, ensuring alignment with overall business goals.
• Lead end-to-end product development cycles, including writing detailed product specifications, managing backlogs, and conducting sprint planning sessions.
• Collaborate cross-functionally with engineering, design, legal, compliance, and external partners (e.g., banks, insurers) to deliver seamless, compliant product experiences.
• Monitor and analyze product performance using KPIs, market insights, and user feedback to guide continuous improvement.
• Leverage a strong understanding of credit value chains, including loan origination, credit scoring, and EMI structuring, to build effective financial products.
• Oversee digital onboarding journeys, ensuring robust KYC processes and smooth partner integrations.
• Apply Agile methodologies and utilize tools such as JIRA, Confluence, and Figma to manage product development efficiently.
• Stay current with fintech trends such as embedded finance and API banking, and translate insights into strategic product decisions.
• Balance user experience with compliance and risk considerations in a regulated financial environment.
• Communicate clearly with stakeholders at all levels, driving alignment across technical and business teams.

• 5+ years of product management experience.
• Experience working on fintech or mobility products is strongly preferred.
• Prior ownership of a product roadmap in a digital lending, insurance, or financial platform.
• Proven track record of launching user-facing financial services in a regulated environment.
• Experience working cross-functionally with engineering, design, legal, and compliance teams.

Carsome