Liabilities Manager

HSBC

Kuala Lumpur
Permanent
Full-time

1 month ago

Job descriptionSome careers grow faster than others.If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.Representing the largest global Islamic financial services team of any international bank, HSBC Amanah provides a full suite of innovative Islamic products and services to retail and corporate customers around the world. Complementing HSBC's comprehensive range of global banking and financing solutions, HSBC Amanah leverages the Group's international experience and expertise in Islamic finance to best serve the growing demand for this viable alternative to conventional financing in Malaysia.We are currently seeking an ambitious individual to join our HSBC Amanah team in the role of Liabilities Manager HBMS, working together with colleagues to define, manage and achieve divisional business targets.Principal Responsibilities:

To develop new/variation Amanah Liabilities based products parallel to Bank’s strategy and vision/mission
Oversee performance & strategies of existing products based on the market demand and regulatory compliance requirement of Bank Negara Malaysia (BNM), and continuously improve processes of product delivery for Liabilities products.
To oversee the product performance and manage product expectation for Amanah Liabilities based products
Leading product delivery enhancement initiatives and refresh existing products.
Oversee the Amanah Liabilities portfolio to be in line with HSBC Amanah strategy.
Oversee and deliver all WPB liabilities campaigns to meet necessary set KPI.
Ensure that margins are not compressed in order to meet the product KPI’s for Liabilities based products year to year.
To ensure the product and pricing an objective of improving profitability of WPB liabilities based products.
Clear sight on Amanah Liabilities Product Balance sheet composition
Managing periodic product reviews to ensure ongoing product compliance with central bank and internal bank policy requirements.
Introduce new systems/tools to improve procedures/processes and provide excellent services/supports.
Prepare product guidelines, training and information materials to support new product launches, product enhancement or campaigns.
Ensure all Amanah liabilities products are Shariah compliant and is responsible for all ongoing and new Shariah concerns & initiatives to observe risk of Shariah Non-compliance (SNC).
Work closely with the respective stakeholders concerning launch and coordination of the products.
Building buy-in from key stakeholders such as, legal, Shariah, compliance, operations, IT, credit, marketing and sales to ensure seamless product launch and on-going operation.
Maintains working relationship between various stakeholders while ensuring due observance to the HSBC / HSBC Amanah Internal Control Standards.
To provide guidance and share knowledge with other team members from an Amanah product perspective to create a cohesive productive working environment.
Collaborate with relevant stakeholders to ensure Amanah objectives are met based on Amanah WPB set KPI’s.
Ensure awareness of compliance / audit requirements and implementation of Group Compliance policies.

RequirementsAdhere to all compliance requirements by ensuring full compliance to internal requirements as per FIM/BIM and external regulations/policies issued by Bank Negara Malaysia (BNM), AIBIM and other relevant authorities.Preferably with Degree or its equivalentPossess minimum 5 years relevant experience in retail bankingPossess basic knowledge in Shariah principles / concepts.Should have good understanding in Islamic product development.Good communication skills and able to interact with all levels and stakeholders.Only Malaysian citizens are encouraged to apply.Subject to local laws, this will require the individual to satisfactorily pass a series of additional checks as part of the recruitment process and on an ongoing basis, if appointed to the role. HSBC Group reserves its position with regard to any steps which it may take in relation to any material adverse findings which arise either when the checks are originally completed, and/or if relevant, on an ongoing basis. For more information about the enhanced vetting for this role please contact the recruiter for this role.You’ll achieve more at HSBC.HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.Issued by HSBC Bank Malaysia Berhad

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