FIND YOUR 'BETTER' AT AIA We don't simply believe in being 'The Best'. We believe in better - because there's no limit to how far 'better' can take us. We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives. If you believe in better, we'd love to hear from you. About The Role The role will be responsible primarily for Credit Research and related matters, i.e. to ensure execution of quality and timely research papers and updates. The incumbent will also be responsible in obtaining approvals for credit issuers, internal ratings and limits in ensuring smooth and optimal management of corporate credit and government guaranteed portfolios. He/ She will be responsible for the management of own Credit Research portfolio, as part of supporting portfolio performance and / or peer ranking. CREDIT RESEARCH Responsible For Credit Research Portfolio Perform fundamental research and relative value analysis, including company and industry selection in home country. Identify and recommend investment opportunities. Proactive monitoring of credit / industry / regulatory risks of issuers covered. Ensure annual reviews of holdings in the existing portfolio as well as write and publish high quality research papers on the sectors of expertise to support investment decision. Ensure all holdings are supported by research paper and analysis is not stale. Ensure timely turnaround in credit approval by Group Investment, by having the ORRs assigned to respective issuers by Credit Analysts are in accordance to Group Risk's final ORR and limit assignment of the issuers. Each Credit Analyst is assigned sectors for coverage, which differ from the level of complexity and number of companies per sector. Initiate AAMP (special approval) for any issuer and sector. Timely approval by having the ability to gauge successfulness of obtaining the approval within timeline. Oversee the maintenance of own proprietary Credit Research on Risk Origin (Group system for credit). With guidance from Senior Analysts in the team, manage any defaulted / restructuring issues by having a comprehensive plan to negotiate with issuers and other bondholders in achieving the best outcome for AIA, including seeking relevant approvals. Formulate calls on securities to assist the Portfolio Managers in enhancing total return on IL funds. Others Perform ad-hoc projects, as and when required by management. COMPLIANCE Ensure compliance with investment parameters and requirements from both internal and regulatory. Ensure adherence to policies, operating guidelines, processes and procedures. Any breach shall be reported with explanation leading to the breach and action to rectify. Ensure audit trail is available for compliance and audit check. Ensure appropriate approval is being sought prior to execution. Job Requirements Degree in Finance / Accounting / Economics / Business or other quantitative fields. Candidates with CFA charter holder is preferred. At least 8 years of relevant experience. Candidates from credit rating agencies are welcome to apply. In depth coverage of 2 to 3 sectors in home market macro-economic environment. Proficiency in balance sheet knowledge and financial modelling. Understanding of AIA Business and Strategy. Good writing skill for research write-ups and other communications. Critical thinking to anticipate risks and prepare and present investment strategies. Ability to maintain a positive attitude while investment recommendations are reviewed and challenged by other Research Team members or Portfolio Managers. Attention to detail. Process driven with structural approach. Commercially oriented and solution based driven. Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives. You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.
